Terms & Conditions

Rahul Rajgopal Wealth Advisor provides fee-only, non-commissioned investment advisory services under SEBI (Investment Advisers) Regulations, 2013. We do not execute transactions, distribute financial products, or receive commissions, referral fees, or incentives from any product manufacturer, distributor, or third party.

The Wealth Diagnostic Report is a personalised, data-driven diagnostic output. It constitutes financial analysis and structured advisory input — not a guarantee of outcomes, returns, or portfolio performance.

Investments in securities markets are subject to market risks. Past performance does not guarantee future results. Advisory outputs, scores, projections, and recommendations are indicative in nature and do not assure returns, income, or specific financial outcomes. The adviser shall not be liable for investment losses arising from the application of advisory outputs.

• All fees are disclosed upfront and agreed in writing before service commencement.
• Fees must be paid only through official banking channels — UPI (@valid handle), NEFT, RTGS, or cheque. Cash payments are strictly prohibited.
• Fees for the Wealth Diagnostic Report are non-refundable once the report has been generated and delivered, due to the personalised and proprietary nature of the output.
• If a report has not been generated due to a technical failure attributable to our platform, a full refund will be processed within 7 working days.
• Maximum fees are subject to the SEBI-prescribed cap of ₹1,51,000 per client per financial year (fixed fee mode) or 2.5% of AUA (AUA-based mode).

• Provide accurate, complete, and truthful information in all forms and interactions
• Apply advisory recommendations judiciously, in the context of your own circumstances
• Understand that execution, taxation, and legal advice are outside our advisory scope
• Not share, reproduce, or commercially exploit any advisory output or report
• Promptly inform us of any material change in financial circumstances or investment goals

5.1 Ownership of Intellectual Property

All content, materials, frameworks, methodologies, scoring systems, algorithms, visual designs, report templates, written text, data structures, and branding associated with Rahul Rajgopal Wealth Advisor and the Wealth Diagnostic platform are the exclusive intellectual property of Rahul Rajgopal Wealth Advisor (“the Owner”) and are protected under:

• The Copyright Act, 1957 (India)
• The Information Technology Act, 2000
• The Trade Marks Act, 1999
• All applicable international intellectual property conventions to which India is a party

5.2 What Is Protected

The following are specifically protected by copyright and/or trademark:

• The 8-dimension Wealth Diagnostic scoring framework and methodology
• All Wealth Diagnostic PDF report content, layout, design, and typography
• All written analysis, interpretive text, and recommendations within reports
• The RR medallion logo, brand name “Rahul Rajgopal Wealth Advisor”, and tagline “Structured Wealth. Rational Decisions. Long-Term Discipline.”
• All website content, page designs, component layouts, and visual assets
• All blog articles, guides, and educational content published on this platform

5.3 Permitted Use

The Wealth Diagnostic Report is licensed to the client personally and non-transferably for their individual financial planning use only. The client may retain and reference their own report. No other use is permitted without prior written consent from the Owner.

5.4 Strictly Prohibited Acts

The following acts are strictly prohibited and constitute copyright infringement and/or breach of these Terms, which may result in civil and criminal liability:

• Reproducing, copying, or duplicating any part of a Wealth Diagnostic Report for commercial purposes or redistribution
• Sharing, forwarding, or publishing a client report to third parties without written consent
• Using the diagnostic framework, scoring methodology, or report structure to build, train, or inform a competing product or service
• Scraping, crawling, or automated extraction of any content from this website or platform
• Reverse-engineering the scoring algorithms, weighting systems, or analytical frameworks used in the diagnostic
• Using the brand name, logo, tagline, or SEBI registration number in any manner that implies unauthorised affiliation or endorsement
• Selling, sublicensing, or commercially exploiting any content or methodology from this platform
• Removing, altering, or obscuring any copyright notices or proprietary markings on any report or document

5.5 Consequences of Infringement

Any unauthorised use constitutes infringement of intellectual property rights. The Owner reserves the right to pursue all available remedies including:

• Civil action for injunction and damages under the Copyright Act, 1957
• Criminal complaint under Section 63 of the Copyright Act, 1957 (imprisonment up to 3 years and/or fine)
• Action under the Information Technology Act, 2000 for unauthorised access or data misuse
• Takedown notices to hosting providers, app stores, and search engines
• Immediate termination of the infringing party's access to all services

5.6 Reporting Infringement

If you believe any content on this platform infringes your intellectual property, or if you become aware of any third-party infringement of our intellectual property, please notify us immediately at contact@rahulrajgopalwealth.com with the subject line “IP Infringement Notice”. Include a description of the infringing content, the URL where it appears, and your contact details. We will respond within 5 business days.

The Wealth Diagnostic Report is generated using automated metric calculations, scoring algorithms, and data visualisation tools. Artificial intelligence and rule-based processing are used to analyse client-provided financial data and generate structured outputs. The adviser is solely responsible for all advisory content and recommendations. Clients are advised to review all outputs carefully and raise any concerns before acting on them.

Rahul Rajgopal Wealth Advisor shall not be liable for:

• Losses arising from investment decisions made based on advisory outputs
• Market movements, macroeconomic events, or force majeure circumstances
• Inaccurate or incomplete information provided by the client
• Technical failures of third-party payment processors or hosting providers
• Delays in report delivery due to circumstances beyond our reasonable control

In all cases, the maximum liability of the Owner shall not exceed the fee paid by the client for the specific service in respect of which the claim arises.

All client information submitted through this platform is treated as strictly confidential. Data is used solely for generating advisory outputs and maintaining regulatory records. We do not sell, share, or monetise client data. Refer to our Privacy Policy for full details.

This platform adheres to SEBI (Investment Advisers) Regulations, 2013, as amended through December 2024 amendments and January 2025 / June 2025 Guidelines. Advisory services are fee-only and aligned with conflict-of-interest guidelines. The MITC (Most Important Terms & Conditions) applicable to advisory engagements is available at /legal/mitc.

These Terms are governed by the laws of India. Any dispute arising from or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Noida, Uttar Pradesh. Disputes may also be referred to SEBI's SmartODR platform at smartodr.in.

Compliance Officer / Nodal Officer: Rahul Rajgopal
Email: contact@rahulrajgopalwealth.com
Phone: +91 93110 33796
Registered Address: F1/38, Sector-2A, Vaishali, Ghaziabad – 201019, UP
SEBI SCORES: scores.sebi.gov.in
SmartODR: smartodr.in