Investor Charter — Investment Adviser (IA)

A. Vision & Mission

B. About the Investment Adviser

Rahul Rajgopal Wealth Advisor is a SEBI Registered Investment Adviser (Individual) offering conflict-free, fee-only investment advisory services. All recommendations are suitability-driven, documented, and aligned to the client's financial goals and risk profile.

• Name: Rahul Rajgopal
• Entity: Rahul Rajgopal Wealth Advisor
• Type: Individual Investment Adviser
• SEBI Registration No.: INA000021933
• BASL Membership No.: 2446
• Registration Validity: Perpetual
• Registered Office: F1/38, Sector-2A, Vaishali, Ghaziabad – 201019, UP
• Operations Office: 3rd Floor, Netedge Tower, Sector 62, Noida – 201309, UP
• Associated SEBI Regional Office: Northern Regional Office, SEBI Bhavan, Plot No. C4-A, G Block, Bandra Kurla Complex, Mumbai – 400051
• Email: contact@rahulrajgopalwealth.com
• Phone: +91 93110 33796
• Website: www.rahulrajgopalwealth.com

C. Scope of Services Provided to Investors

• Personalised wealth diagnostic report (40-page structured analysis)
• Goal-based financial planning advisory
• Investment advisory across asset classes (equity, debt, gold, real estate)
• Portfolio review and rebalancing advisory
• Risk profiling and suitability assessment
• NRI-focused India investment advisory
• Retirement and estate planning advisory
• Tax efficiency advisory (structuring, not preparation)

Note: No execution, distribution, or product sales are offered. This is a pure advisory practice. No commissions are received from any product manufacturer or distributor.

D. Rights of Investors

• Right to receive conflict-free, fee-only advice aligned to your financial goals
• Right to suitability-based recommendations matching your risk profile and investment horizon
• Right to complete transparency in fees, methodology, and any conflicts of interest
• Right to a written advisory agreement before commencement of services
• Right to fair and equitable treatment without discrimination
• Right to grievance redressal — first through the adviser, then via SEBI SCORES and SmartODR
• Right to exit services at any time, subject to agreed notice period and fee terms
• Right to access and retain copies of all advisory documents, reports, and communications

E. Responsibilities of Investors

• Verify the adviser's SEBI registration at sebi.gov.in before engaging
• Ensure a signed written advisory agreement is in place before making any payments
• Provide accurate, complete, and up-to-date financial information at all times
• Inform the adviser promptly of any material change in financial circumstances or goals
• Read and understand all advisory documents, reports, and risk disclosures carefully
• Do not act on unverified investment tips, social media claims, or unregistered advisers
• Understand the risks associated with all investments before proceeding
• Preserve all transaction-related documents and advisory communications
• Do not make payments in cash — use only banking channels (UPI, NEFT, RTGS, cheque)

F. Do's and Don'ts for Investors

G. Grievance Redressal Mechanism

Investors may raise grievances through the following escalation path:

Complaint data is published monthly on our Complaints Status page by the 7th of each month, as required by SEBI.

H. What You Can Expect from Us

• Conduct risk profiling and suitability assessment before issuing any advice
• Provide a written advisory agreement covering fees, conflicts, scope, and confidentiality
• Disclose all business affiliations, compensation arrangements, and conflicts of interest
• Ensure that only NISM-certified persons are engaged in advisory functions
• Maintain confidentiality of all client information and documents
• Use only official communication channels (registered email and phone)
• Maintain records of all client interactions and advisory outputs for a minimum of 5 years
• Comply with SEBI advertisement norms — no misleading claims, no guaranteed return promises
• Disclose the nature and extent of AI usage in generating advisory outputs
• Not discriminate against any investor on the basis of gender, religion, caste, or nationality