Regulatory Disclosure
Regulatory Disclosures
In accordance with SEBI (Investment Advisers) Regulations, 2013 and the SEBI Investor Charter Circular dated June 2, 2025, the following disclosures are provided in the interest of transparency and investor protection.
1. Registration Details
2. Associated SEBI Regional Office
SEBI Northern Regional Office
NBCC Complex, Office Tower-1, 8th Floor, Plot No. 2, Community Centre, Okhla Industrial Area Phase-1, New Delhi – 110020
Tel: +91-11-40459000 / 40459001
Email: [email protected]
Investors may contact the Northern Regional Office for regulatory matters relating to this registration.
3. Fee Structure & Charges
This practice operates exclusively on a fee-only basis. No commissions, referral fees, trail fees, or any other compensation is received from product manufacturers, distributors, or any third party.
Fees are charged only under the Fixed Fee Mode permitted under Regulation 15A of the SEBI (Investment Advisers) Regulations, 2013.
As specified by SEBI, fees under this mode shall not exceed ₹1,51,000 per annum per family of client across all services offered, excluding statutory charges. This limit applies to individual and HUF clients and is revised by IAASB once every three years based on the Cost Inflation Index, after consultation with SEBI.
Specific fee amounts, payment schedules, and refund terms are detailed in the individual Advisory Agreement entered into with each client prior to commencement of services.
Fees are not linked to investment performance, portfolio value, or any specific product recommendation.
4. Conflict of Interest
Rahul Rajgopal Wealth Advisor follows a structurally conflict-free, fee-only advisory model. No commissions, referral fees, incentives, or non-monetary benefits are received from any product manufacturer, distributor, or third party.
The adviser does not engage in distribution or execution of securities transactions. The family of the adviser does not provide distribution services to advisory clients.
Any material conflict of interest — actual or potential — is disclosed to the client in writing before the relevant recommendation is made.
The adviser does not accept gifts, hospitality, or other inducements from product providers that could influence advisory objectivity.
Conflict of interest disclosures are updated in the advisory agreement whenever new conflicts arise.
5. Use of Artificial Intelligence Tools
Required under Regulation 18(9), SEBI (IA)(Second Amendment) Regulations, 2024 — effective April 30, 2025
No artificial intelligence (AI) tools are used in producing the report or in providing investment advisory services. If this changes, this disclosure will be updated before any AI tool is used.
The 360° Wealth Report™ is produced by a proprietary automated calculation engine developed by Rahul Rajgopal Wealth Advisor. The engine, its methodology and its report format are protected by copyright.
The engine applies fixed, rule-based formulas to the information you provide and computes scores across eight dimensions: Stability, Efficiency, Alignment, Execution, Resilience, Tax, Debt, and Estate Readiness.
Each report is generated automatically, immediately after payment, using a report format and rule set that the adviser has reviewed and approved in advance.
The 360° Wealth Report™ is an analytical diagnostic. It does not constitute investment advice and is not a product regulated by SEBI. Investment advice is provided separately, only under a signed advisory agreement.
The adviser is solely responsible for the security, confidentiality, and integrity of client data processed by the engine, in accordance with Regulation 18(9) of the SEBI (Investment Advisers) Regulations, 2013 as amended. Client data is not used to train any machine learning model.
Clients may request a plain-language explanation of any score or metric in their report at any time.
6. Risk Factors & Disclaimers
Investments in the securities market are subject to market risks. Read all related documents carefully before investing.
Past performance of any security, investment strategy, or advisory recommendation is not indicative of future results.
This practice provides advisory services only. No assurance, guarantee, or indication of returns is provided.
Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.
Advisory outputs are based on client-provided information. Incomplete or inaccurate inputs may affect the quality and suitability of recommendations.
For products and services outside the regulatory purview of SEBI, clients acknowledge that SEBI's grievance redressal mechanism does not apply. Specific disclosures will be provided for any such services.
7. Annual Compliance Audit
As required under Regulation 19(3) of the SEBI (Investment Advisers) Regulations, 2013, an annual compliance audit is conducted within 6 months of the close of each financial year.
| Financial Year | Audit Status | Adverse Findings |
|---|---|---|
| 2025–26 | Under process — due by September 30, 2026 | N/A |
Adverse findings, if any, will be disclosed here as required by SEBI.
8. Grievance Redressal
Contact the Adviser
Email: [email protected] Phone: +91 93110 33796 Response within 3 business days. Resolution within 21 days.
SEBI SCORES
Escalate unresolved complaints to SEBI.
scores.sebi.gov.in ↗ (SEBI SCORES, opens in a new tab)Online Dispute Resolution
Access SEBI's ODR platform.
smartodr.in ↗ (Online Dispute Resolution, opens in a new tab)Monthly complaint data: /legal/complaints-status
Rahul Rajgopal Wealth Advisor · INA000021933 · BASL 2446 · SEBI (Investment Advisers) Regulations, 2013 as amended.